iHomes Buying Program
We understand the issues that you may encounter with trying to prepare yourself for a mortgage pre-approval.
A soft pull for mortgage loan prequalification is an easy and non-invasive way for a mortgage loan advisor to get an initial view of your creditworthiness. It does not appear on your credit report and does not affect your credit score. Your mortgage loan advisor can quickly and easily check your credit report and score to see if you qualify for a loan. A soft pull is highly recommended for anyone considering applying for a mortgage loan.
Remember that prequalification doesn’t guarantee preapproval. A pre-qualification will give you a clear assessment of what you need to do and where you need to start to gain pre-approval by reviewing your credit and income.